Asset

Exemption

Homestead

Real property, mobile home, co-op, or burial plot: up to $20,200. Up to $10,125 may be used as a wildcard and applied to any kind of property.

Insurance

Life insurance contract (not matured): all except credit insurance policies.

Life insurance policy loan value and accrued dividends: up to $10, 755.

Unemployment, disability, and illness benefits: all.

Life insurance payments from a policy taken out on someone the debtor depended on: all necessary for support.

Miscellaneous

Child support and alimony: all necessary for support.

Pensions

Tax exempt retirement accounts (which include 401(k)s, 403(b)s, profit-sharing and money purchase plans, SEP and SIMPLE IRAs, and defined-benefit plans): all.

IRAs and Roth IRAs: up to $1,095,000 per person.

Personal Property

Motor vehicle: up to $3,225.

Household goods, appliances, furnishings, clothing, books, musical instruments, animals, crops: up to $525 per item and up to $10,775 total.

Jewelry: up to $1,350.

Health aids: all.

Recovery for wrongful death of a person on whom the debtor depended: all

Recoveries for personal injury (excluding amounts for pain and suffering and pecuniary loss): up to $20,200.

Payments for lost earnings: all.

Public Benefits

Public assistance benefits: all.

Social Security benefits: all.

Unemployment compensation benefits: all.

Veterans’ benefits: all.

Crime victim compensation: all.

Tools of Your Trade

Implements, tools, and books: up to $2,025.

Wages

No exemption.

Wildcards

Any property: up to $1,075.

Any property: up to $10,125 of the unused homestead exemption.